PRESS RELEASE
Getting Started On Your 401(k) Plan provides guidance to help employees take advantage
of the FREE MONEY given away by their employers. Research has proven that 77 percent
of American workers need help in understanding the 401(k) plan offered by the employer.
Since nothing is being taught at home, church, and school, the message is quite clearly
conveyed to get involved, get organized, and become an active manager of your portfolio.
Jo Ann Brown empowers the reader to get acquainted with the company's 401(k) plan
limitations and mutual fund products offered as soon as possible.
Jo Ann Brown encourages the reader to get acquainted with the proper tools to evaluate the
401(k) plan and become proactive in managing his or her portfolio. In addition, she also
offers guidelines to preparing a watch list that will help everyone achieve an early retirement
goal amounting to over $744,000.
About Author:
Jo Ann Brown is a business administration graduate from Lincoln University, Jefferson City,
MO. Her professional career includes being an Auditor for the Federal Government, an
Independent Insurance Broker, and a Small Business Owner. Through experiences she
attempts to bring you investing strategies.
Reviewers Quotes:
Willard Griggs, C.P.M., A.P.P. Supply Management (Medical Technology Industry) stated:
I have used some of the financial tactics in your book. They have enabled me to strengthen
my financial position and implement my strategy for future growth. I am so happy someone
can eloquently explain the fundamentals of managing a 401(k) as well as you do in your
book.
Michael Cook – Retired Teacher stated:
In this book, Jo Ann Brown challenges the reader to be more pro-active in managing their
personal finances, specifically gaining profits from their 401(k). As she states, most
employees who enroll in a 401(k) plan, make a few basic decisions regarding the type of
mutual funds to which their contributions are directed, and then take a hands-off approach
regarding their participation in managing their funds. Investors naively assume that product
managers or employers have the contributor’s best interest in mind, and are fully capable of
managing the employee’s assets.
She councils that this approach will result in marginal, if any, real growth in their retirement
fund. As an alternative, Jo Ann offers advice on becoming a more active participant in
managing funds. She is concise and articulate in offering strategies that will allow the
investor to make educated decisions to increase their financial rate of growth. Along the way
you will learn that investing does not have to be a crap shoot, how to avoid being sent to the
battlefield without a gun, and the reason why pigs get fat, and hogs get slaughtered.
Her approach does require discipline and time for intensive research. A first wise choice
may be to pick up her book, as an initial step to financial comfort and freedom.
Keith Machisen, Western Union Manager - Workforce states the following:
Jo Ann Brown has made a masterpiece. Reading on a subject that everyone needs to
know... How to make money!!! – she has made the process easy. Mrs. Brown includes
exercises within the book which are excellent tools to get you started. Personally, I think that
Mrs. Brown just wants the best for everyone, that's why she wrote this book... Simple, Easy,
and To the point. Unlike most books or even the company that you work for, her message is
clearly written and easy to follow. The company you work for directly controls your 401K
program, but you can stay engaged and become your own active manager of your money.
Listen to her - she KNOWS what she is talking about!!
Media Contact: Jo Ann Brown, www.jab401K.com , phone number 314-496-6625



Jo Ann Brown Aims To Encourage Readers To Become
Active Managers With The Availability Of Getting
Started On Your 401(k) Plan at Amazon.com and
Ingrams.
St. Louis, MO, August 23, 2007: Jo Ann Brown
provides fundamental money management guidelines
and advocates "Pay Yourself First" with the publication
of "Getting Started On Your 401(k) Plan". The reader
is encouraged to begin payroll deductions at job
inception helping him or her to understand the
importance of investing early.