ABOUT THE AUTHOR
Her professional career includes being an
Auditor for the Federal Government, a Small
Business Owner, and an Independent
Insurance Broker.

Jo Ann survived 4 different plan administrators
within a 10 year time frame.  She developed
procedures to collect data and prepared watch
lists to help minimize exposure to investment
risks.  These procedures increased the chance
to earn an 8% rate of return.  

Having shared these procedures with
coworkers and friends, she's now sharing this
information with the reader.

She challenges everyone to become an active
investor, prepare and maintain a watch list and
obtain an early retirement amounting to over
$744,000.
401(k) FREE MONEY
Jo Ann Brown - A
Business
Administration
graduate from Lincoln
University - Jefferson
City MO.